We all know that the first 'port of call' when needing finance is the personal loan market.
The banks and other secondary lenders are the main providers of this short term finance (often associated with credit card and general credit offers we see every time we go to a major store!).
And then, of course, there's the 'Bank of Mum & Dad'.
Before you jump in, if you want to understand how this will affect you future credit status, consider joining us for one of our workshops explaining how this all works.
Our goal is to help you understand your options - the benefits and the drawbacks.
Understanding how the use of credit affects your future is vital .... in fact, we believe it should be taught in schools!
Ask the experts